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How to remove your property from a flood zone

Almost 50% of all residential and commercial properties are incorrectly mapped to be in flood zone areas. This means higher insurance rates and lower property values. This costly mistake is caused because most flood zones classifications are determined by entering your address into a government database without manually reviewing the property in question.

More accurate results can be achieved by ‘hand-mapping’ individual structures within a flood zone. We deliver manually verified results that are done by trained flood map specialists that can qualify you for removal from the flood insurance requirement due to an incorrect determination.

While FEMA does it’s best to accurately map flood zones they must map very large areas at one time. This can cause the inclusion of small areas in a Special Flood Hazard Area (SFHA) that are actually higher than the base flood elevation. By obtaining a FEMA Elevation Certificate to document that a structure and the ground immediately surrounding the structure are higher than the base flood elevation, a property owner can request a Letter of Map Amendment (LOMA) to have the structure removed from the SFHA eliminating the need for insurance.

Dealing with FEMA and other government agencies can be a long and complicated process for a homeowner. We can make this process simple and easy. This is what we do every day and we love to deliver good news to our clients. To begin the process please review the services below and request your Flood Zone Determination today.

Accurate Floodzone

We offer a 4 step process to help you either remove the need for flood insurance or obtain the lowest premium rate possible:
Step 1.

Step 1.

Provide a hand mapped Flood Hazard Determination on the FEMA Special Flood Hazard Determination Form (SFHDF).

Step 2.

Step 2.

If your property is determined to have been incorrectly included in a Special Flood Hazard Area (SFHA) you can provide the determination to your lender and request the insurance requirement be lifted.

Step 3.

Step 3.

If your property is determined to be in the Special Flood Hazard Area (SFHA) we will can review a FEMA Elevation Certificate of your property to determine if you qualify for a Letter of Map Amendment (LOMA) to remove the structure from the SFHA. If you already have an elevation certificate you can upload it and we will review it. If you do not have an elevation certificate we can contact a local surveyor on your behalf and order one. Once we obtain the certificate we will review to determine if you are qualified for a LOMA.

Step 4.

Step 4.

If it is determined that you do qualify for a LOMA we will file the required paperwork with FEMA on your behalf to obtain the LOMA. If we determine that you do qualify for a LOMA we guarantee the removal of your property from the SFHA or we will refund of 100% the LOMA filing fee.

Services

Services

How to remove your property from a flood zone

Almost 50% of all residential and commercial properties are incorrectly mapped to be in flood zone areas. This means higher insurance rates and lower property values. This costly mistake is caused because most flood zones classifications are determined by entering your address into a government database without manually reviewing the property in question.

More accurate results can be achieved by ‘hand-mapping’ individual structures within a flood zone. We deliver manually verified results that are done by trained flood map specialists that can qualify you for removal from the flood insurance requirement due to an incorrect determination.

While FEMA does it’s best to accurately map flood zones they must map very large areas at one time. This can cause the inclusion of small areas in a Special Flood Hazard Area (SFHA) that are actually higher than the base flood elevation. By obtaining a FEMA Elevation Certificate to document that a structure and the ground immediately surrounding the structure are higher than the base flood elevation, a property owner can request a Letter of Map Amendment (LOMA) to have the structure removed from the SFHA eliminating the need for insurance.

Dealing with FEMA and other government agencies can be a long and complicated process for a homeowner. We can make this process simple and easy. This is what we do every day and we love to deliver good news to our clients. To begin the process please review the services below and request your Flood Zone Determination today.

Accurate Floodzone

We offer a 4 step process to help you either remove the need for flood insurance or obtain the lowest premium rate possible:

Step 1.

Step 1.

Provide a hand mapped Flood Hazard Determination on the FEMA Special Flood Hazard Determination Form (SFHDF).

Step 2.

Step 2.

If your property is determined to have been incorrectly included in a Special Flood Hazard Area (SFHA) you can provide the determination to your lender and request the insurance requirement be lifted.

Step 3.

Step 3.

If your property is determined to be in the Special Flood Hazard Area (SFHA) we will can review a FEMA Elevation Certificate of your property to determine if you qualify for a Letter of Map Amendment (LOMA) to remove the structure from the SFHA. If you already have an elevation certificate you can upload it and we will review it. If you do not have an elevation certificate we can contact a local surveyor on your behalf and order one. Once we obtain the certificate we will review to determine if you are qualified for a LOMA.

Step 4.

Step 4.

If it is determined that you do qualify for a LOMA we will file the required paperwork with FEMA on your behalf to obtain the LOMA. If we determine that you do qualify for a LOMA we guarantee the removal of your property from the SFHA or we will refund of 100% the LOMA filing fee.

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